SBA Loans

America's Funding Partners

At America’s Funding Partners we have relationships with top SBA Preferred Lenders and a thorough understanding of the loan programs made available to business owners through the U.S. Small Business Administration. We have the expertise to help our customers take advantage of these exciting loan programs.

Ideal candidate: Almost any type of for-profit business is eligible for financing. For commercial real estate loans the borrower must occupy at least 50% of the property being financed.

What we offer:

  • No cost pre-qualification letters.
  • We make applying for and closing your SBA loan easy.
  • Fastest closings in the industry.

SBA 7(a) Loan Program:

  • Loan amounts from $250,000 to $5,000,000.
  • Virtually any type of property can be financed.
  • Interest rates are always market competitive.
  • Fees are generally limited to the SBA guaranty fee and customary closing costs.

Use of Proceeds:

  • Real estate acquisition, construction or refinance: Up to 90% financing available.
  • Business acquisition: Up to 80% financing available.
  • Equipment acquisition: Up to 100% financing available.

Terms:

  • Up to 25 years for real estate financing.
  • Up to 10 years for equipment or business acquisition financing.
  • Up to 7 years for permanent working capital.

SBA 504 Loan Program:

  • Financing available on projects up to $12,000,000.
  • Virtually any type of property can be financed.
  • Interest rates are always market competitive.
  • Fees are generally limited to the SBA guaranty fee and customary closing costs.

Use of Proceeds:

  • Real estate acquisition, construction, or refinance: Up to 90% financing available.
  • Equipment Acquisition: Up to 80% financing avai able.

Terms:

  • First Mortgage: Up to 25-year term for real estate loan and up to 15-year term for equipment purchase.
  • Second Mortgage: Up to 20-year term for real estate and up to 15-year term for equipment purchase.

Example:

A restaurant owner in North Carolina wanted to open a second location for his Mexican inspired cuisine, but the bank he had been working with for years was stalling on providing the funding for his second location. The owner provided the necessary details of his business to apply for SBA financing. The second location was not only financed, but additional working capital was provided to make upgrades to his primary location.

Amount of loan: $550,000
Total time to close: 1 Month